BUYING A HOUSE

buy house south river

Whether you are a first-time homebuyer, second home buyer, empty nester or investor---Pride of Ownership is the number one reason why buying a home is such an exciting and complex adventure. Home ownership gives you and your family a sense of stability and security.  Buying is an investment for your future.

 

Making the smart move of choosing a REALTOR© is your first step to ensuring that your new home and community needs are met.  As a full service REALTOR©, my goal is to make sure we find the home that is best suited for your family, while guiding you through a smooth closing.

As Your Agent, I Will:

  • Make sure we view all the properties in the area that meet your criteria;
  • Guide you through the entire home buying process---every step of the way;
  • Negotiate on your behalf to help you avoid costly mistakes;
  • Answer all of your questions about the local market, community, the local economy and more.

For your convenience, I also provide listings by email. 

Before You Start Looking For Your New Home:

  • Check your credit rating.  Clear up any errors before its too late. 
  • Determine a monthly budget, including down payment and monthly payment.
  • Determine what neighborhood meets your needs.
  • Identify important features your new home must have.
  • Find a loan program that meets your needs and get pre-qualified.
  • Choose a REALTOR© that you trust and who understands your needs.

Plan For Closing Costs:

  • Lender Fees include charges for loan processing, underwriting, and escrow account.
  • Third-Party Fees charges for insurance, title search, and home inspections.
  • Government Fees include deed recording and state & local mortgage taxes.
  • Escrow and Interest Fees include homeowner's insurance, loan interest, real estate taxes, and private mortgatge insurance.

Find Out How Much Your Closing Costs Could Be

So, whether you're buying a starter home, your dream home or an investment property, take advantage of my expertise as the local market expert for Central & Northern New Jersey -- Middlesex County and Garden Sate areas.

 

Act Now, Call Me Today...

Gina Washington 732-208-4766 

"Supporting Your Real Estate Needs Every Step of the Way"

 

BUYING A HOUSE

 

The following articles provide useful information and are a great place to start if you're considering buying a home.

How to choose a Neighborhood for Your Home Search Why use a Realtor When Buying a Home?
How to Choose a Home Home Inspections Avert Future Headaches
Take Charge When Buying a Home The Basics of Making an Offer